A Furgason Graduation

This week our baby graduated from VPK.  She was the youngest one in her class and I still worry about her going to kindergarten next year.  She's just still so little.  Russ is convinced that she'll be fine and if we really feel that it is necessary we can hold her back another year in kindergarten.  She is such a big girl now.  It's amazing what a difference a year can make.  When she started VPK her daddy was in Japan and we started this journey called school.  Thursday she graduated and will be moving on to "big" school in August.  Makes me nervous.  This will be the first year that she will not be in the same building that I'm in.  I suppose we will live and grow and move on.

Furgason's at a Stand Still...

Well, as we all know how life can go, we are at a stand still with paying off this yucky debt!  I knew there would be hiccups and set backs but its just so frustrating!  I've come to the realization that I am so impatient!  It's so hard to wait...wait...and wait some more!  All of our extra money at this point is going to pay for a storm shelter in our home in Oklahoma.  I know it will be a good thing, and our renters won't sign another lease unless there is one.  Only about another $1000 for that and then we can get back on track with the bills.

Russ and I have been talking about his career options.  We really think that he has a great chance of making Chief next year and if that happens it will really determine how the rest of his time in the Navy goes.  If he makes it, he may stay for 30 years in.  If he doesn't then he will probably only do 20.  Will we stay in JAX will we move back to Oklahoma, will we take an opportunity to move somewhere else for a while...It's the unknown and here goes my impatience!  Enough already!  Will God just show me what we should be doing!  I really think that maybe God is really trying to teach Russ and I a lesson in patience.  People always say, "Don't pray for patience, because God will really test you!"  I know its what we need though.

My weight has really become an issue as well.  I did soooo good while Russ was gone.  Now that he's back...we like to eat out and eat out and eat some more!  I've been doing really well with staying on an exercise schedule.  I run every morning and keep track of my calories on MyFitnessPal.  Unfortunately I like to eat the calories that I burn on the treadmill.  So that doesn't really do me any good.  I am going to try to do better and remember the goal!  I don't really have a set weight anymore that I want to be, but I just want to fit in my clothes and not look or feel like a cow!  Teehee!

One more thing...when did I become so old and not fun!  Sometimes I just feel all we do is sit in this house and stew about the things that we don't have and talk about how someday we'll have money to do things.  We have got to stop this and live a little.  I have a feeling someday we'll look back and wish we had been more active and done more things.  If we do end up leaving Florida, I don't want to look back with regret!  We've got to make it Disney World someday right?!

Well that's all for now!  Sorry it was so random!  I'll try to enter in entrys more often so it can be more focused on one problem at a time!

Debt Free Furgason's

Russ and I are on a quest to become debt free.  Our main focus are the credit card bills.  If you could believe it, over $20,000 in debt.  The thought of it is absolutely daunting...but necessary!  While Russ was in Japan I took over our finances.  Not that he wasn't doing a good job in paying off bills but I do it much better!  :)  Since taking over the bills, I managed to put aside over $1000 in an emergency fund, pay off two credit cards, and got us on a budget that sometimes seems impossible but we are able to put over $700 extra a month on credit cards.  We are officially on a three year plan to pay off every credit card we own.  That in itself is the goal.  After that we will work on the cars and on the mortgage on our home in Oklahoma. It's amazing when you think of how much money you are putting on credit cards a month when you could use that money towards savings accounts, trips, investments, charity.  Russ and I are by no means rich, but we could live comfortably if we just didn't have those stinkin' cards!  By the 1st of April I will have the third credit card paid off and will then be able to move on to the next!

I have enjoyed working all the numbers and everyday I like to look at the budget and see where we're at and how much longer till the next card is paid off!  I know, I know...such a nerd!

I'll keep you posted with the progress!

Here is a picture of me and Sadie at her dance class!  Living the dream people, living the dream!